Side-by-side · Q2 2026 data
The Paducah Bank and Trust Company vs C-Plant Federal Credit Union
Metric by metric
| Measure | The Paducah Bank and Trust Company | C-Plant Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 56 | 97 (stronger) |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 88th | 97th |
| Total assets | $1.1B | $365.9M |
| Deposits / shares | $844.2M | $310.0M |
| Capital ratio | 10.63% | 14.71% (stronger) |
| Problem loans | 0.19% | 0.16% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 2.25% (stronger) | 1.31% |
| Loans ÷ deposits | 94.5% | 46.8% (stronger) |
| Uninsured deposits | 23.2% | 8.5% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Paducah Bank and Trust Company leads on 2 and C-Plant Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.