Side-by-side · Q2 2026 data
The Paducah Bank and Trust Company vs Citizens Deposit Bank of Arlington, Inc.
Metric by metric
| Measure | The Paducah Bank and Trust Company | Citizens Deposit Bank of Arlington, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 56 | 87 (stronger) |
| Loan quality | 94 (stronger) | 69 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 57 (stronger) | 54 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 88th | 68th |
| Total assets | $1.1B | $348.2M |
| Deposits / shares | $844.2M | $287.8M |
| Capital ratio | 10.63% | 13.66% (stronger) |
| Problem loans | 0.19% (stronger) | 0.94% |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 2.25% (stronger) | 1.60% |
| Loans ÷ deposits | 94.5% | 85.1% (stronger) |
| Uninsured deposits | 23.2% (stronger) | 34.5% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
The Paducah Bank and Trust Company has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Paducah Bank and Trust Company leads on 5 and Citizens Deposit Bank of Arlington, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.