Side-by-side · Q2 2026 data
The Paducah Bank and Trust Company vs First Kentucky Bank, Inc.
Metric by metric
| Measure | The Paducah Bank and Trust Company | First Kentucky Bank, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 56 (stronger) | 43 |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 57 | 87 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 88th | 53rd |
| Total assets | $1.1B | $585.6M |
| Deposits / shares | $844.2M | $508.2M |
| Capital ratio | 10.63% (stronger) | 9.35% |
| Problem loans | 0.19% (stronger) | 0.25% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 2.25% (stronger) | 1.26% |
| Loans ÷ deposits | 94.5% | 70.2% (stronger) |
| Uninsured deposits | 23.2% | 17.8% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 15.9% |
The Paducah Bank and Trust Company has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Paducah Bank and Trust Company leads on 5 and First Kentucky Bank, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.