Side-by-side · Q2 2026 data
The Pecos County State Bank vs City Bank
Metric by metric
| Measure | The Pecos County State Bank | City Bank |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 66 (stronger) | 58 |
| Loan quality | 67 | 92 (stronger) |
| Earnings | 84 (stronger) | 81 |
| Funding & liquidity | 72 (stronger) | 57 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 53rd | 77th |
| Total assets | $309.4M | $5.4B |
| Deposits / shares | $280.7M | $4.7B |
| Capital ratio | 11.57% (stronger) | 10.79% |
| Problem loans | 0.98% | 0.25% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 1.61% (stronger) | 1.52% |
| Loans ÷ deposits | 42.2% (stronger) | 79.0% |
| Uninsured deposits | 40.4% | 36.7% (stronger) |
| Offices | 4 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.6% |
City Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Pecos County State Bank leads on 4 and City Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fort Stockton, TX