Side-by-side · Q2 2026 data
The Pecos County State Bank vs Sundown State Bank
Metric by metric
| Measure | The Pecos County State Bank | Sundown State Bank |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 66 | 66 |
| Loan quality | 67 | 72 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 53rd | 75th |
| Total assets | $309.4M | $307.7M |
| Deposits / shares | $280.7M | $269.6M |
| Capital ratio | 11.57% | 11.63% (stronger) |
| Problem loans | 0.98% | 0.84% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 1.61% | 4.15% (stronger) |
| Loans ÷ deposits | 42.2% (stronger) | 70.4% |
| Uninsured deposits | 40.4% | 23.4% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sundown State Bank has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Pecos County State Bank leads on 2 and Sundown State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.