Side-by-side · Q2 2026 data
The Pennsville National Bank vs Applied Bank
Metric by metric
| Measure | The Pennsville National Bank | Applied Bank |
|---|---|---|
| TellerScore | 66 | 93 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 50 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $281.8M | $274.1M |
| Deposits / shares | $251.6M | $228.6M |
| Capital ratio | 10.23% | 17.49% (stronger) |
| Problem loans | 1.41% | 0.00% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.48% | 2.54% (stronger) |
| Loans ÷ deposits | 51.7% | 24.2% (stronger) |
| Uninsured deposits | 27.6% (stronger) | 64.1% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Applied Bank has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Pennsville National Bank leads on 1 and Applied Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.