Side-by-side · Q2 2026 data
The Peoples Bank vs Citizens Bank of Kansas
Metric by metric
| Measure | The Peoples Bank | Citizens Bank of Kansas |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 43 (stronger) | 35 |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 82 | 98 (stronger) |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 61st | 50th |
| Total assets | $531.1M | $548.4M |
| Deposits / shares | $486.6M | $498.6M |
| Capital ratio | 9.29% (stronger) | 8.53% |
| Problem loans | 0.37% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 3.00% (stronger) | 1.01% |
| Loans ÷ deposits | 53.9% | 47.4% (stronger) |
| Uninsured deposits | 31.8% | 17.0% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
The Peoples Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Citizens Bank of Kansas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Medicine Lodge, KS