Side-by-side · Q2 2026 data
The Peoples Bank vs Ninnescah Valley Bank
Metric by metric
| Measure | The Peoples Bank | Ninnescah Valley Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 57 |
| Capital cushion | 43 | 70 (stronger) |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 82 | 93 (stronger) |
| Problem-loan coverage | 75 (stronger) | 70 |
| Peer percentile | 61st | 16th |
| Total assets | $531.1M | $44.6M |
| Deposits / shares | $486.6M | $40.5M |
| Capital ratio | 9.29% | 12.04% (stronger) |
| Problem loans | 0.37% (stronger) | 3.54% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 3.00% (stronger) | 1.32% |
| Loans ÷ deposits | 53.9% | 44.4% (stronger) |
| Uninsured deposits | 31.8% | 21.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Ninnescah Valley Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.