Side-by-side · Q2 2026 data
The Peoples Bank vs Silver Lake Bank
Metric by metric
| Measure | The Peoples Bank | Silver Lake Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 82 (stronger) | 56 |
| Problem-loan coverage | 75 | 100 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $531.1M | $548.2M |
| Deposits / shares | $486.6M | $444.5M |
| Capital ratio | 9.29% | 10.90% (stronger) |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 3.00% (stronger) | 1.44% |
| Loans ÷ deposits | 53.9% (stronger) | 88.0% |
| Uninsured deposits | 31.8% | 29.4% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Silver Lake Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and Silver Lake Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.