Side-by-side · Q2 2026 data
The Peoples Bank vs Commerce Bank
Metric by metric
| Measure | The Peoples Bank | Commerce Bank |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 52 | 75 (stronger) |
| Loan quality | 89 (stronger) | 43 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 83 | 83 |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 50th | 57th |
| Total assets | $581.8M | $167.9M |
| Deposits / shares | $522.6M | $149.0M |
| Capital ratio | 10.25% | 12.46% (stronger) |
| Problem loans | 0.34% (stronger) | 1.72% |
| Net charge-offs | -0.03% (stronger) | 0.22% |
| Return on assets | 1.00% | 2.48% (stronger) |
| Loans ÷ deposits | 45.2% (stronger) | 77.6% |
| Uninsured deposits | 30.5% | 13.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and Commerce Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.