Side-by-side · Q2 2026 data
The Peoples Bank vs First Security Bank
Metric by metric
| Measure | The Peoples Bank | First Security Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 52 (stronger) | 43 |
| Loan quality | 89 (stronger) | 82 |
| Earnings | 60 | 73 (stronger) |
| Funding & liquidity | 83 (stronger) | 59 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 50th | 31st |
| Total assets | $581.8M | $976.5M |
| Deposits / shares | $522.6M | $837.7M |
| Capital ratio | 10.25% (stronger) | 9.28% |
| Problem loans | 0.34% (stronger) | 0.55% |
| Net charge-offs | -0.03% (stronger) | 0.05% |
| Return on assets | 1.00% | 1.33% (stronger) |
| Loans ÷ deposits | 45.2% (stronger) | 71.4% |
| Uninsured deposits | 30.5% (stronger) | 42.0% |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
The Peoples Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 6 and First Security Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.