Side-by-side · Q2 2026 data
The Peoples Bank vs United Mississippi Bank
Metric by metric
| Measure | The Peoples Bank | United Mississippi Bank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 52 | 60 (stronger) |
| Loan quality | 89 | 94 (stronger) |
| Earnings | 60 | 66 (stronger) |
| Funding & liquidity | 83 (stronger) | 71 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 50th | 61st |
| Total assets | $581.8M | $560.7M |
| Deposits / shares | $522.6M | $478.9M |
| Capital ratio | 10.25% | 11.04% (stronger) |
| Problem loans | 0.34% | 0.19% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.05% |
| Return on assets | 1.00% | 1.15% (stronger) |
| Loans ÷ deposits | 45.2% (stronger) | 85.7% |
| Uninsured deposits | 30.5% | 18.6% (stronger) |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Mississippi Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 2 and United Mississippi Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.