Side-by-side · Q2 2026 data
The Peoples Bank vs BankSouth
Metric by metric
| Measure | The Peoples Bank | BankSouth |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 67 (stronger) | 52 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 78 | 83 (stronger) |
| Funding & liquidity | 59 (stronger) | 42 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 75th | 49th |
| Total assets | $269.7M | $1.6B |
| Deposits / shares | $234.8M | $1.4B |
| Capital ratio | 11.67% (stronger) | 10.17% |
| Problem loans | 0.00% (stronger) | 0.55% |
| Net charge-offs | -0.11% (stronger) | -0.01% |
| Return on assets | 1.46% | 1.57% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 89.7% |
| Uninsured deposits | 26.6% (stronger) | 40.6% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
The Peoples Bank has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 6 and BankSouth on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.