Side-by-side · Q2 2026 data
The Peoples Bank vs South Coast Bank & Trust
Metric by metric
| Measure | The Peoples Bank | South Coast Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 67 (stronger) | 49 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 78 | 80 (stronger) |
| Funding & liquidity | 59 | 74 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 75th | 50th |
| Total assets | $269.7M | $269.8M |
| Deposits / shares | $234.8M | $239.4M |
| Capital ratio | 11.67% (stronger) | 9.90% |
| Problem loans | 0.00% (stronger) | 0.49% |
| Net charge-offs | -0.11% (stronger) | 0.08% |
| Return on assets | 1.46% | 1.51% (stronger) |
| Loans ÷ deposits | 88.2% | 79.4% (stronger) |
| Uninsured deposits | 26.6% | 21.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.9% |
The Peoples Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and South Coast Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.