Side-by-side · Q2 2026 data
The Peoples Bank vs South Georgia Bank
Metric by metric
| Measure | The Peoples Bank | South Georgia Bank |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 78 | 94 (stronger) |
| Funding & liquidity | 59 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 75th | 80th |
| Total assets | $269.7M | $269.5M |
| Deposits / shares | $234.8M | $241.3M |
| Capital ratio | 11.67% (stronger) | 10.60% |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | -0.11% (stronger) | 0.24% |
| Return on assets | 1.46% | 1.85% (stronger) |
| Loans ÷ deposits | 88.2% | 55.4% (stronger) |
| Uninsured deposits | 26.6% (stronger) | 32.4% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
South Georgia Bank has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and South Georgia Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.