Side-by-side · Q2 2026 data
The Peoples Bank vs Bank of the Mountains, Inc.
Metric by metric
| Measure | The Peoples Bank | Bank of the Mountains, Inc. |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 66 (stronger) | 42 |
| Loan quality | 92 (stronger) | 81 |
| Earnings | 55 (stronger) | 51 |
| Funding & liquidity | 69 | 76 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 53rd | 26th |
| Total assets | $135.3M | $100.0M |
| Deposits / shares | $119.4M | $88.0M |
| Capital ratio | 11.55% (stronger) | 9.23% |
| Problem loans | 0.23% (stronger) | 0.57% |
| Net charge-offs | 0.12% | 0.09% (stronger) |
| Return on assets | 0.87% (stronger) | 0.77% |
| Loans ÷ deposits | 91.5% | 84.7% (stronger) |
| Uninsured deposits | 11.2% (stronger) | 13.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 5 and Bank of the Mountains, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.