Side-by-side · Q2 2026 data
The Peoples Bank vs First United Bank and Trust Company
Metric by metric
| Measure | The Peoples Bank | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 66 (stronger) | 45 |
| Loan quality | 92 | 92 |
| Earnings | 55 | 78 (stronger) |
| Funding & liquidity | 69 | 84 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 53rd | 57th |
| Total assets | $135.3M | $591.4M |
| Deposits / shares | $119.4M | $525.0M |
| Capital ratio | 11.55% (stronger) | 9.53% |
| Problem loans | 0.23% (stronger) | 0.25% |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 0.87% | 1.45% (stronger) |
| Loans ÷ deposits | 91.5% | 75.5% (stronger) |
| Uninsured deposits | 11.2% (stronger) | 15.9% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
First United Bank and Trust Company has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and First United Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marion, KY