Side-by-side · Q2 2026 data
The Peoples Bank vs Bank of the Lowcountry
Metric by metric
| Measure | The Peoples Bank | Bank of the Lowcountry |
|---|---|---|
| TellerScore | 89 (stronger) | 65 |
| Capital cushion | 79 (stronger) | 43 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 86 (stronger) | 50 |
| Funding & liquidity | 86 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 94th | 29th |
| Total assets | $446.7M | $430.2M |
| Deposits / shares | $393.5M | $365.0M |
| Capital ratio | 12.92% (stronger) | 9.25% |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.65% (stronger) | 0.75% |
| Loans ÷ deposits | 69.7% (stronger) | 88.6% |
| Uninsured deposits | 19.5% (stronger) | 28.5% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 6.6% |
The Peoples Bank has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 7 and Bank of the Lowcountry on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.