Side-by-side · Q2 2026 data
The Peoples Bank vs Palmetto State Bank
Metric by metric
| Measure | The Peoples Bank | Palmetto State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 88 |
| Capital cushion | 79 | 98 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 86 (stronger) | 58 |
| Funding & liquidity | 86 | 86 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 94th | 92nd |
| Total assets | $446.7M | $597.5M |
| Deposits / shares | $393.5M | $493.7M |
| Capital ratio | 12.92% | 14.85% (stronger) |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.65% (stronger) | 0.96% |
| Loans ÷ deposits | 69.7% | 46.5% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 27.4% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 9.1% |
The Peoples Bank has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Palmetto State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.