Side-by-side · Q2 2026 data
The Peoples Bank vs Secured Advantage Federal Credit Union
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Metric by metric
| Measure | The Peoples Bank | Secured Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 65 |
| Capital cushion | 79 (stronger) | 72 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 86 (stronger) | 8 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 94th | 30th |
| Total assets | $446.7M | $55.7M |
| Deposits / shares | $393.5M | $48.2M |
| Capital ratio | 12.92% (stronger) | 12.18% |
| Problem loans | 0.00% (stronger) | 0.88% |
| Net charge-offs | -0.00% (stronger) | 0.58% |
| Return on assets | 1.65% (stronger) | -0.29% |
| Loans ÷ deposits | 69.7% | 48.6% (stronger) |
| Uninsured deposits | 19.5% | 1.5% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
The Peoples Bank has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 5 and Secured Advantage Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.