Side-by-side · Q2 2026 data
The Peoples Bank vs The Bank of South Carolina
Metric by metric
| Measure | The Peoples Bank | The Bank of South Carolina |
|---|---|---|
| TellerScore | 89 (stronger) | 77 |
| Capital cushion | 79 (stronger) | 68 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 86 (stronger) | 82 |
| Funding & liquidity | 86 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 94th | 68th |
| Total assets | $446.7M | $571.2M |
| Deposits / shares | $393.5M | $497.3M |
| Capital ratio | 12.92% (stronger) | 11.76% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.65% (stronger) | 1.56% |
| Loans ÷ deposits | 69.7% (stronger) | 73.4% |
| Uninsured deposits | 19.5% (stronger) | 44.4% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 0.0% |
The Peoples Bank has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 7 and The Bank of South Carolina on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.