Side-by-side · Q2 2026 data
The Peoples Bank vs Community Banking Company
Metric by metric
| Measure | The Peoples Bank | Community Banking Company |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 74 (stronger) | 63 |
| Loan quality | 70 | 79 (stronger) |
| Earnings | 49 | 86 (stronger) |
| Funding & liquidity | 93 (stronger) | 80 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 53rd | 68th |
| Total assets | $109.3M | $297.3M |
| Deposits / shares | $95.2M | $259.9M |
| Capital ratio | 12.45% (stronger) | 11.26% |
| Problem loans | 0.89% | 0.64% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 0.71% | 1.66% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 65.8% |
| Uninsured deposits | 21.4% (stronger) | 28.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Banking Company has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Community Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.