Side-by-side · Q2 2026 data
The Peoples Bank vs First National Bank of Coffee County
Metric by metric
| Measure | The Peoples Bank | First National Bank of Coffee County |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 74 (stronger) | 38 |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 49 | 77 (stronger) |
| Funding & liquidity | 93 (stronger) | 69 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 53rd | 43rd |
| Total assets | $109.3M | $547.5M |
| Deposits / shares | $95.2M | $494.7M |
| Capital ratio | 12.45% (stronger) | 8.85% |
| Problem loans | 0.89% | 0.24% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 0.71% | 1.41% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 56.3% |
| Uninsured deposits | 21.4% (stronger) | 43.2% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
The Peoples Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and First National Bank of Coffee County on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.