Side-by-side · Q2 2026 data
The Peoples Bank vs First Bank of Ohio
Metric by metric
| Measure | The Peoples Bank | First Bank of Ohio |
|---|---|---|
| TellerScore | 71 | 90 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 32 | 98 (stronger) |
| Funding & liquidity | 99 (stronger) | 50 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 42nd | 95th |
| Total assets | $60.4M | $278.4M |
| Deposits / shares | $54.3M | $176.2M |
| Capital ratio | 10.81% | 35.51% (stronger) |
| Problem loans | 0.33% | 0.26% (stronger) |
| Net charge-offs | -0.40% (stronger) | 1.43% |
| Return on assets | 0.29% | 1.96% (stronger) |
| Loans ÷ deposits | 57.5% (stronger) | 107.4% |
| Uninsured deposits | 16.2% (stronger) | 17.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Ohio has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 3 and First Bank of Ohio on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.