Side-by-side · Q2 2026 data
The Peoples Bank vs Harvest Federal Credit Union
Metric by metric
| Measure | The Peoples Bank | Harvest Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 58 | 78 (stronger) |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 32 | 66 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 42nd | 75th |
| Total assets | $60.4M | $43.9M |
| Deposits / shares | $54.3M | $38.1M |
| Capital ratio | 10.81% | 12.80% (stronger) |
| Problem loans | 0.33% | 0.30% (stronger) |
| Net charge-offs | -0.40% (stronger) | 0.02% |
| Return on assets | 0.29% | 1.16% (stronger) |
| Loans ÷ deposits | 57.5% | 43.7% (stronger) |
| Uninsured deposits | 16.2% | 2.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harvest Federal Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 1 and Harvest Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.