Side-by-side · Q2 2026 data
The Peoples Bank vs The Home Loan Savings Bank
Metric by metric
| Measure | The Peoples Bank | The Home Loan Savings Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 58 | 67 (stronger) |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 32 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 47 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 42nd | 68th |
| Total assets | $60.4M | $386.7M |
| Deposits / shares | $54.3M | $320.6M |
| Capital ratio | 10.81% | 11.68% (stronger) |
| Problem loans | 0.33% (stronger) | 0.58% |
| Net charge-offs | -0.40% (stronger) | 0.09% |
| Return on assets | 0.29% | 2.45% (stronger) |
| Loans ÷ deposits | 57.5% (stronger) | 108.7% |
| Uninsured deposits | 16.2% (stronger) | 19.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.7% |
The Home Loan Savings Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and The Home Loan Savings Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.