Side-by-side · Q2 2026 data
The Peoples Bank, Biloxi, Mississippi vs Bank of Holly Springs
Metric by metric
| Measure | The Peoples Bank, Biloxi, Mississippi | Bank of Holly Springs |
|---|---|---|
| TellerScore | 82 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 47 | 72 (stronger) |
| Funding & liquidity | 63 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 54 |
| Peer percentile | 82nd | 8th |
| Total assets | $770.7M | $587.5M |
| Deposits / shares | $610.1M | $490.8M |
| Capital ratio | 15.22% (stronger) | 13.09% |
| Problem loans | 0.18% (stronger) | 4.61% |
| Net charge-offs | -0.12% (stronger) | 2.13% |
| Return on assets | 0.67% | 1.30% (stronger) |
| Loans ÷ deposits | 44.9% (stronger) | 86.3% |
| Uninsured deposits | 48.3% | 32.0% (stronger) |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | 16 | — |
| Complaints per $1B deposits | 26.2 | — |
| Mortgage denial rate (HMDA) | 6.0% | 7.0% |
The Peoples Bank, Biloxi, Mississippi has the higher TellerScore (82 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank, Biloxi, Mississippi leads on 5 and Bank of Holly Springs on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.