Side-by-side · Q2 2026 data
The Peoples Bank, Biloxi, Mississippi vs FNB Oxford Bank
Metric by metric
| Measure | The Peoples Bank, Biloxi, Mississippi | FNB Oxford Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 47 | 53 (stronger) |
| Funding & liquidity | 63 (stronger) | 62 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 82nd | 61st |
| Total assets | $770.7M | $939.7M |
| Deposits / shares | $610.1M | $786.9M |
| Capital ratio | 15.22% (stronger) | 11.87% |
| Problem loans | 0.18% | 0.13% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.02% |
| Return on assets | 0.67% | 0.83% (stronger) |
| Loans ÷ deposits | 44.9% (stronger) | 67.0% |
| Uninsured deposits | 48.3% | 43.4% (stronger) |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | 16 | — |
| Complaints per $1B deposits | 26.2 | — |
| Mortgage denial rate (HMDA) | 6.0% | — |
The Peoples Bank, Biloxi, Mississippi has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank, Biloxi, Mississippi leads on 4 and FNB Oxford Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.