Side-by-side · Q2 2026 data
The Peoples Bank, Biloxi, Mississippi vs Memorial Federal Credit Union
Metric by metric
| Measure | The Peoples Bank, Biloxi, Mississippi | Memorial Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 47 (stronger) | 24 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 82nd | 75th |
| Total assets | $770.7M | $5.9M |
| Deposits / shares | $610.1M | $3.6M |
| Capital ratio | 15.22% | 38.30% (stronger) |
| Problem loans | 0.18% | 0.16% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.91% |
| Return on assets | 0.67% (stronger) | 0.10% |
| Loans ÷ deposits | 44.9% (stronger) | 55.7% |
| Uninsured deposits | 48.3% | 0.0% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | 16 | — |
| Complaints per $1B deposits | 26.2 | — |
| Mortgage denial rate (HMDA) | 6.0% | — |
Memorial Federal Credit Union has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank, Biloxi, Mississippi leads on 3 and Memorial Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.