Side-by-side · Q2 2026 data
The Peoples Bank, Biloxi, Mississippi vs Sunbelt Federal Credit Union
Credit union
Sunbelt Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | The Peoples Bank, Biloxi, Mississippi | Sunbelt Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 94 (stronger) | 87 |
| Earnings | 47 | 56 (stronger) |
| Funding & liquidity | 63 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 82nd | 87th |
| Total assets | $770.7M | $366.4M |
| Deposits / shares | $610.1M | $305.2M |
| Capital ratio | 15.22% | 16.22% (stronger) |
| Problem loans | 0.18% (stronger) | 0.39% |
| Net charge-offs | -0.12% (stronger) | 1.06% |
| Return on assets | 0.67% | 0.90% (stronger) |
| Loans ÷ deposits | 44.9% (stronger) | 77.9% |
| Uninsured deposits | 48.3% | 7.8% (stronger) |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | 16 | — |
| Complaints per $1B deposits | 26.2 | — |
| Mortgage denial rate (HMDA) | 6.0% | 28.9% |
Sunbelt Federal Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank, Biloxi, Mississippi leads on 3 and Sunbelt Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.