Side-by-side · Q2 2026 data
The Peoples Bank Co. vs First Federal Community Bank, National Association
Metric by metric
| Measure | The Peoples Bank Co. | First Federal Community Bank, National Association |
|---|---|---|
| TellerScore | 85 (stronger) | 75 |
| Capital cushion | 69 (stronger) | 44 |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 87 | 94 (stronger) |
| Funding & liquidity | 85 (stronger) | 58 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 88th | 61st |
| Total assets | $859.2M | $994.6M |
| Deposits / shares | $738.8M | $897.2M |
| Capital ratio | 11.89% (stronger) | 9.40% |
| Problem loans | 0.13% | 0.08% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.66% | 1.86% (stronger) |
| Loans ÷ deposits | 61.5% (stronger) | 84.0% |
| Uninsured deposits | 27.4% (stronger) | 31.4% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank Co. has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank Co. leads on 4 and First Federal Community Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.