Side-by-side · Q2 2026 data
The Peoples Bank Co. vs Topmark Federal Credit Union
Metric by metric
| Measure | The Peoples Bank Co. | Topmark Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 56 |
| Capital cushion | 69 (stronger) | 52 |
| Loan quality | 96 (stronger) | 47 |
| Earnings | 87 (stronger) | 36 |
| Funding & liquidity | 85 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 88th | 16th |
| Total assets | $859.2M | $62.6M |
| Deposits / shares | $738.8M | $56.2M |
| Capital ratio | 11.89% (stronger) | 10.16% |
| Problem loans | 0.13% (stronger) | 1.60% |
| Net charge-offs | 0.01% (stronger) | 1.12% |
| Return on assets | 1.66% (stronger) | 0.39% |
| Loans ÷ deposits | 61.5% (stronger) | 70.7% |
| Uninsured deposits | 27.4% | 1.4% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.4% |
The Peoples Bank Co. has the higher TellerScore (85 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank Co. leads on 6 and Topmark Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.