Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs Ab&t
Metric by metric
| Measure | The Peoples Bank of Georgia | Ab&t |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 46 | 68 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 84 | 97 (stronger) |
| Funding & liquidity | 55 (stronger) | 53 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 47th | 84th |
| Total assets | $252.3M | $261.2M |
| Deposits / shares | $219.3M | $227.9M |
| Capital ratio | 9.65% | 11.85% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.59% | 1.92% (stronger) |
| Loans ÷ deposits | 94.3% | 80.9% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 38.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Ab&t has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 1 and Ab&t on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.