Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs First Peoples Bank
Metric by metric
| Measure | The Peoples Bank of Georgia | First Peoples Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 46 | 78 (stronger) |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 84 (stronger) | 62 |
| Funding & liquidity | 55 (stronger) | 51 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 47th | 68th |
| Total assets | $252.3M | $449.4M |
| Deposits / shares | $219.3M | $379.2M |
| Capital ratio | 9.65% | 12.84% (stronger) |
| Problem loans | 0.32% | 0.12% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.59% (stronger) | 1.04% |
| Loans ÷ deposits | 94.3% | 92.6% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 29.8% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 7.8% |
First Peoples Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 3 and First Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.