Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs Kinetic Federal Credit Union
Metric by metric
| Measure | The Peoples Bank of Georgia | Kinetic Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 46 | 91 (stronger) |
| Loan quality | 89 (stronger) | 48 |
| Earnings | 84 (stronger) | 32 |
| Funding & liquidity | 55 | 82 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 47th | 37th |
| Total assets | $252.3M | $664.6M |
| Deposits / shares | $219.3M | $569.5M |
| Capital ratio | 9.65% | 14.08% (stronger) |
| Problem loans | 0.32% (stronger) | 1.55% |
| Net charge-offs | 0.02% (stronger) | 1.14% |
| Return on assets | 1.59% (stronger) | 0.31% |
| Loans ÷ deposits | 94.3% | 78.3% (stronger) |
| Uninsured deposits | 24.9% | 7.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 35.5% |
The Peoples Bank of Georgia has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 4 and Kinetic Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.