Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs Loyal Trust Bank
Metric by metric
| Measure | The Peoples Bank of Georgia | Loyal Trust Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 84 (stronger) | 30 |
| Funding & liquidity | 55 | 56 (stronger) |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 47th | 26th |
| Total assets | $252.3M | $235.3M |
| Deposits / shares | $219.3M | $175.4M |
| Capital ratio | 9.65% | 10.77% (stronger) |
| Problem loans | 0.32% | 0.25% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.59% (stronger) | 0.26% |
| Loans ÷ deposits | 94.3% (stronger) | 94.8% |
| Uninsured deposits | 24.9% | 23.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
The Peoples Bank of Georgia has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 3 and Loyal Trust Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.