Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs South Coast Bank & Trust
Metric by metric
| Measure | The Peoples Bank of Georgia | South Coast Bank & Trust |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 46 | 49 (stronger) |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 84 (stronger) | 80 |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 47th | 50th |
| Total assets | $252.3M | $269.8M |
| Deposits / shares | $219.3M | $239.4M |
| Capital ratio | 9.65% | 9.90% (stronger) |
| Problem loans | 0.32% (stronger) | 0.49% |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 1.59% (stronger) | 1.51% |
| Loans ÷ deposits | 94.3% | 79.4% (stronger) |
| Uninsured deposits | 24.9% | 21.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 10.9% |
South Coast Bank & Trust has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 3 and South Coast Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.