Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs Talbot State Bank
Metric by metric
| Measure | The Peoples Bank of Georgia | Talbot State Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 30 |
| Capital cushion | 46 (stronger) | 28 |
| Loan quality | 89 (stronger) | 22 |
| Earnings | 84 (stronger) | 0 |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 94 (stronger) | 38 |
| Peer percentile | 47th | 1st |
| Total assets | $252.3M | $51.7M |
| Deposits / shares | $219.3M | $45.2M |
| Capital ratio | 9.65% (stronger) | 7.78% |
| Problem loans | 0.32% (stronger) | 2.35% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.59% (stronger) | -0.85% |
| Loans ÷ deposits | 94.3% | 72.5% (stronger) |
| Uninsured deposits | 24.9% | 19.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 8.4% |
The Peoples Bank of Georgia has the higher TellerScore (71 vs 30). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 4 and Talbot State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.