Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs The Peoples Bank
Metric by metric
| Measure | The Peoples Bank of Georgia | The Peoples Bank |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 46 | 67 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 84 (stronger) | 78 |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 47th | 75th |
| Total assets | $252.3M | $269.7M |
| Deposits / shares | $219.3M | $234.8M |
| Capital ratio | 9.65% | 11.67% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.11% (stronger) |
| Return on assets | 1.59% (stronger) | 1.46% |
| Loans ÷ deposits | 94.3% | 88.2% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 26.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
The Peoples Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 2 and The Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.