Side-by-side · Q2 2026 data
The Peoples Bank of Georgia vs United Bank
Metric by metric
| Measure | The Peoples Bank of Georgia | United Bank |
|---|---|---|
| TellerScore | 71 | 89 (stronger) |
| Capital cushion | 46 | 78 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 55 | 87 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 47th | 99th |
| Total assets | $252.3M | $2.2B |
| Deposits / shares | $219.3M | $1.9B |
| Capital ratio | 9.65% | 12.75% (stronger) |
| Problem loans | 0.32% | 0.23% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.59% | 2.50% (stronger) |
| Loans ÷ deposits | 94.3% | 49.3% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 27.0% |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 19.2% |
United Bank has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank of Georgia leads on 1 and United Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Thomaston, GA