Side-by-side · Q2 2026 data
The Peoples Credit Union vs Ocean State Credit Union
Metric by metric
| Measure | The Peoples Credit Union | Ocean State Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 53 |
| Capital cushion | 50 | 64 (stronger) |
| Loan quality | 81 (stronger) | 48 |
| Earnings | 30 (stronger) | 22 |
| Funding & liquidity | 58 | 63 (stronger) |
| Problem-loan coverage | 91 (stronger) | 79 |
| Peer percentile | 19th | 9th |
| Total assets | $811.2M | $350.7M |
| Deposits / shares | $639.1M | $283.8M |
| Capital ratio | 10.00% | 11.37% (stronger) |
| Problem loans | 0.57% (stronger) | 1.55% |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 0.26% (stronger) | 0.04% |
| Loans ÷ deposits | 102.0% | 96.9% (stronger) |
| Uninsured deposits | 10.9% | 4.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
The Peoples Credit Union has the higher TellerScore (59 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Credit Union leads on 3 and Ocean State Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.