Side-by-side · Q2 2026 data
The Peoples Credit Union vs Rhode Island Credit Union
Metric by metric
| Measure | The Peoples Credit Union | Rhode Island Credit Union |
|---|---|---|
| TellerScore | 59 | 65 (stronger) |
| Capital cushion | 50 | 54 (stronger) |
| Loan quality | 81 | 87 (stronger) |
| Earnings | 30 | 31 (stronger) |
| Funding & liquidity | 58 | 74 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 19th | 34th |
| Total assets | $811.2M | $425.1M |
| Deposits / shares | $639.1M | $375.1M |
| Capital ratio | 10.00% | 10.40% (stronger) |
| Problem loans | 0.57% | 0.38% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.22% |
| Return on assets | 0.26% | 0.26% (stronger) |
| Loans ÷ deposits | 102.0% | 86.2% (stronger) |
| Uninsured deposits | 10.9% | 5.8% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.6% |
Rhode Island Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Credit Union leads on 1 and Rhode Island Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.