Side-by-side · Q2 2026 data
The Peoples National Bank of Checotah vs All Capital Bank
Metric by metric
| Measure | The Peoples National Bank of Checotah | All Capital Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 82 | 90 (stronger) |
| Earnings | 78 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 96th | 53rd |
| Total assets | $171.8M | $176.1M |
| Deposits / shares | $139.3M | $158.4M |
| Capital ratio | 16.05% (stronger) | 9.52% |
| Problem loans | 0.53% | 0.30% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.45% | 1.88% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 91.8% |
| Uninsured deposits | 15.3% (stronger) | 28.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Peoples National Bank of Checotah has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Peoples National Bank of Checotah leads on 4 and All Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.