Side-by-side · Q2 2026 data
The Peoples National Bank of Checotah vs Bank of Hydro
Metric by metric
| Measure | The Peoples National Bank of Checotah | Bank of Hydro |
|---|---|---|
| TellerScore | 91 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 82 (stronger) | 79 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 52 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 96th | 64th |
| Total assets | $171.8M | $180.8M |
| Deposits / shares | $139.3M | $156.9M |
| Capital ratio | 16.05% (stronger) | 11.56% |
| Problem loans | 0.53% (stronger) | 0.64% |
| Net charge-offs | 0.02% | -0.05% (stronger) |
| Return on assets | 1.45% | 2.70% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 102.0% |
| Uninsured deposits | 15.3% (stronger) | 20.8% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples National Bank of Checotah has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Peoples National Bank of Checotah leads on 5 and Bank of Hydro on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.