Side-by-side · Q2 2026 data
The Peoples National Bank of Checotah vs Communication Federal Credit Union
Credit union
Communication Federal Credit Union
Oklahoma City, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | The Peoples National Bank of Checotah | Communication Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 82 (stronger) | 59 |
| Earnings | 78 (stronger) | 61 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 96th | 50th |
| Total assets | $171.8M | $2.4B |
| Deposits / shares | $139.3M | $2.1B |
| Capital ratio | 16.05% (stronger) | 11.83% |
| Problem loans | 0.53% (stronger) | 1.24% |
| Net charge-offs | 0.02% (stronger) | 1.57% |
| Return on assets | 1.45% (stronger) | 1.03% |
| Loans ÷ deposits | 32.2% (stronger) | 77.5% |
| Uninsured deposits | 15.3% (stronger) | 15.6% |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
The Peoples National Bank of Checotah has the higher TellerScore (91 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Peoples National Bank of Checotah leads on 7 and Communication Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.