Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Mercer Savings Bank
Metric by metric
| Measure | The Peoples Savings Bank | Mercer Savings Bank |
|---|---|---|
| TellerScore | 57 | 78 (stronger) |
| Capital cushion | 40 | 82 (stronger) |
| Loan quality | 71 | 97 (stronger) |
| Earnings | 49 | 52 (stronger) |
| Funding & liquidity | 63 (stronger) | 57 |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 14th | 72nd |
| Total assets | $189.3M | $176.2M |
| Deposits / shares | $172.5M | $146.4M |
| Capital ratio | 8.96% | 13.16% (stronger) |
| Problem loans | 0.87% | 0.08% (stronger) |
| Net charge-offs | 0.09% | 0.03% (stronger) |
| Return on assets | 0.72% | 0.79% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 103.1% |
| Uninsured deposits | 21.4% | 6.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mercer Savings Bank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 1 and Mercer Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.