Side-by-side · Q2 2026 data
The Peoples Savings Bank vs River Valley Credit Union
Metric by metric
| Measure | The Peoples Savings Bank | River Valley Credit Union |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 40 | 70 (stronger) |
| Loan quality | 71 | 84 (stronger) |
| Earnings | 49 | 56 (stronger) |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 14th | 60th |
| Total assets | $189.3M | $502.3M |
| Deposits / shares | $172.5M | $435.0M |
| Capital ratio | 8.96% | 12.01% (stronger) |
| Problem loans | 0.87% | 0.48% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.31% |
| Return on assets | 0.72% | 0.90% (stronger) |
| Loans ÷ deposits | 90.5% | 89.7% (stronger) |
| Uninsured deposits | 21.4% | 0.0% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Credit Union has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 1 and River Valley Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.