Side-by-side · Q2 2026 data
The Peoples State Bank vs Community State Bank
Metric by metric
| Measure | The Peoples State Bank | Community State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 55 (stronger) | 45 |
| Loan quality | 94 (stronger) | 84 |
| Earnings | 79 (stronger) | 60 |
| Funding & liquidity | 82 (stronger) | 49 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 72nd | 24th |
| Total assets | $506.6M | $553.6M |
| Deposits / shares | $444.3M | $502.3M |
| Capital ratio | 10.47% (stronger) | 9.51% |
| Problem loans | 0.19% (stronger) | 0.48% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.48% (stronger) | 1.00% |
| Loans ÷ deposits | 61.8% (stronger) | 78.5% |
| Uninsured deposits | 29.5% (stronger) | 44.5% |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
The Peoples State Bank has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank leads on 7 and Community State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.