Side-by-side · Q2 2026 data
The Peoples State Bank vs The Liberty Savings Association, FSA
Bank
The Liberty Savings Association, FSA
Fort Scott, Kansas · Under $100 million in assets
Metric by metric
| Measure | The Peoples State Bank | The Liberty Savings Association, FSA |
|---|---|---|
| TellerScore | 89 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 87th | 81st |
| Total assets | $23.5M | $28.2M |
| Deposits / shares | $17.4M | $21.2M |
| Capital ratio | 19.83% | 24.05% (stronger) |
| Problem loans | 0.33% | 0.00% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 2.87% (stronger) | 0.28% |
| Loans ÷ deposits | 117.7% | 43.0% (stronger) |
| Uninsured deposits | 16.5% | 7.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples State Bank has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank leads on 3 and The Liberty Savings Association, FSA on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.