Side-by-side · Q2 2026 data
The Peoples State Bank of Newton, Illinois vs Albank National Association
Metric by metric
| Measure | The Peoples State Bank of Newton, Illinois | Albank National Association |
|---|---|---|
| TellerScore | 81 (stronger) | 70 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 82 (stronger) | 62 |
| Earnings | 79 (stronger) | 51 |
| Funding & liquidity | 64 (stronger) | 33 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 80th | 43rd |
| Total assets | $736.7M | $721.8M |
| Deposits / shares | $577.9M | $591.1M |
| Capital ratio | 13.52% | 16.98% (stronger) |
| Problem loans | 0.54% (stronger) | 1.13% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 1.48% (stronger) | 0.79% |
| Loans ÷ deposits | 85.5% (stronger) | 91.9% |
| Uninsured deposits | 24.6% (stronger) | 47.1% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 40.0% |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank of Newton, Illinois leads on 6 and Albank National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.